a helping hand for friends in need.


No Warranties

The users of this website acknowledge that the self-help concepts in the IACT℠ Program are not in lieu of professional counselling and offer no medical or psychological or spiritual counselling. This website is provided “as is” without any representations or warranties, express or implied. IACT℠ makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, IACT℠ does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading

Nothing on this website constitutes, or is meant to constitute, advice of any kind. In the event you require advice in relation to any medical, psychological, spiritual, or legal matter, you should consult an appropriate professional.

Limitations of Liability

User agrees to assume all risk of injury in relation to the contents of, or use of, or otherwise in connection with, this website, and will not hold IACT℠ liable (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if IACT℠ has been expressly advised of the potential loss.

User knowingly and freely assumes all such risk, both known and unknown, and assumes full responsibility for the participation by the user in its use of the website. Further, the user, for himself or herself, and his or her heirs, assigns, personal representatives and next of kin, hereby releases, indemnifies, and hold harmless IACT℠, its owners, managing agent, officers, directors, instructors, officials, agent and/or employees, and other users, with respect to any and all injury, disability, death, or loss or damage to person or property, whether arising from the negligence of the releases or otherwise.


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable, and such agreement to reasonableness is a condition precedent to User utilizing the website.

Other Parties

User further agrees and understands that as a viable 501(c)3 corporate entity, IACT℠ has an interest in limiting the personal liability of its directors, officers and employees. User agrees that User will not bring any claim personally against IACT’s directors, officers or employees in respect of any losses User may suffer in connection with the website.

Further, User agrees that the limitations of warranties and liability set out in this website disclaimer will protect IACT’s directors, officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as IACT℠.

Unenforceable Provisions

User agrees that if any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

User agrees that as a condition of its use of this website, User agrees to the terms and conditions of this website disclaimer. User has read this release of liability and assumption of risk disclaimer, and fully understands its terms, understands the rights that said User is relinquishing, and agrees to the use of said website under the terms of this disclaimer.

  • To This:
  • Happy
  • Relax
  • Peaceful
  • Calm
  • Serene
  • Joy
  • Hope
  • Sensible
  • Harmony
  • Fair
  • Rational
  • Accepting
  • Balanced
  • Success
  • Winning
  • Satisfaction
  • Health